Before and After

Even if it’s not readily apparent, there are ways to improve your current plan design that will save you money, and give you a bigger bite out of your total contribution. The retirement tax planning professionals at The MandMarblestone Group know how to navigate the complexities of the tax law to pinpoint and leverage these hidden opportunities to your advantage, with flexibility built into the OCPP® plan document.


Before (Plain Vanilla)	After (Custom Plan):
Owners max out at $16,500 per year Result = Employees receive $0.72 of every dollar contributed while owners receive $0.28 of every dollar. Why bother?	Owners max out at $49,000 per year Result = Employees receive $0.17 of every dollar contributed while owners receive $0.83 of every dollar!

Before (Plain Vanilla)

After (Custom Plan):

Owners max out at $16,500 per year
Result = Employees receive $0.72 of every dollar contributed while owners receive $0.28 of every dollar. Why bother?

Owners max out at $49,000 per year
Result = Employees receive $0.17 of every dollar contributed while owners receive $0.83 of every dollar!

This Custom Plan Example Allows For:

An efficient tax shelter
Scalability that adapts to growth
Flexibility allowing targeted contributions

Continue to Step 4: Still too good to be true?

Step-by-Step Guide:

“I thought The MandMarblestone Group was expensive, until I compared what I was able to save for myself using your firm. I am truly amazed…and delighted!”

Building material Distributor, MMG client since 1990